By the Economies.com editorial desk · CFD brokers · Last verified 25 October 2026 against Capital.com’s own regional sites, help centres and legal documents, and each competitor’s own website. Spreads are those shown on Capital.com’s market pages at the 23 October 2026 close; they move with the market.
The short answer
In our 2026 review, Capital.com is the best CFD broker for most retail traders. It holds five regulatory licences and keeps client money in segregated accounts at regulated banks. Every retail client gets negative balance protection, and its 5,500+ CFD markets carry no commission.
The best CFD brokers in 2026, in our review, are Capital.com, IG, CMC Markets and Pepperstone, in that order. We ranked them on the protections a leveraged account needs first, then on costs and platforms. A CFD is a contract with the broker itself, so the strength of that counterparty matters more than any feature list.
Our #1 pick1. Capital.com: the best CFD broker overall
Capital.com wins because its safeguards are documented entity by entity and its pricing is simple. You see the spread, margin rate, overnight funding and guaranteed-stop premium on each market page before you place a trade.
Best for: retail traders who want a regulated CFD account with costs and protections set out before they trade.
2. IG: the deepest market list among UK CFD providers
IG takes second place on breadth and history. Its UK CFD page lists 16,000+ markets, and its own platform runs beside ProRealTime, L2 Dealer, MT4, MT5 and TradingView.
Best for: experienced traders who need niche markets or Level 2 tools.
3. CMC Markets: the most markets and refundable guaranteed stops
CMC lists 21,000+ instruments, more than anyone else in this review. It refunds the guaranteed-stop premium in full if the stop is not triggered.
Best for: traders who want the widest choice of CFDs on one platform.
4. Pepperstone: raw pricing for frequent traders
Pepperstone ranks fourth because its Razor account suits heavy traders, but it offers no guaranteed stops at all. Razor pairs a raw spread from 0.0 with a commission of £2.25 per lot per side on MetaTrader.
Best for: high-volume traders who would rather pay commission than a wider spread.
Capital.com is the best broker for CFD trading from a single account, in our view, since one login covers shares, indices, commodities and forex. Outside the UK it adds crypto. Its homepage counts 4,500+ share CFDs, 120+ currency pairs, 65+ commodities and 35+ indices. IG and CMC list more markets, though CMC’s separate MT4 account covers only forex, indices and commodities.
Capital.com’s own web platform is the best of the CFD trading platforms we tested for retail risk control. Guaranteed stops, trailing stops and margin details all sit on the same deal ticket. What matters is seeing your exposure and limiting it.
In our review the best online CFD trading platform is Capital.com’s browser platform. It offers 100+ technical indicators, five chart formats and on-chart execution, with price alerts set before entry and stops or take-profits added at any point.
The platform decides which safety tools you can actually use, so it shapes your best CFD platform choice more than charts do. At Capital.com, guaranteed stops work on the web platform and app but not on MetaTrader; its international terms state that “MT4 and MT5 trading platforms do not offer GSL”.
For most retail traders, the broker’s own platform is the best platform for CFD trading, and MetaTrader suits those running automated strategies. Capital.com supports both on one account, though Pepperstone adds cTrader, which Capital.com lacks.
| Broker | Own web and app | MetaTrader | TradingView | Guaranteed stops | Retail negative balance protection |
|---|---|---|---|---|---|
| Capital.com | Yes | MT4; MT5 outside UK | Yes | Yes, not on MT4/MT5 | Yes, every entity |
| IG | Yes | MT4, MT5 | Yes | Yes | Yes |
| CMC Markets | Yes | MT4 (separate account) | Yes (CFD account) | Yes, premium refunded if not hit | Yes |
| Pepperstone | Yes | MT4, MT5 | Yes (Razor only for UK CFDs) | No | Yes |
| Plus500 | Yes | No | No | Yes, via wider spread | Not stated |
Capital.com, IG, CMC Markets and Pepperstone are the best regulated CFD brokers in our review, because each runs an FCA-authorised UK company alongside licences elsewhere. Capital.com adds CySEC, ASIC, the UAE Capital Market Authority and the Securities Commission of The Bahamas. What protects you is the licence on your own account.
| Broker | UK | EU | Australia | Other licences named |
|---|---|---|---|---|
| Capital.com | FCA 793714 | CySEC 319/17 and 463/25 | ASIC AFSL 513393 | UAE CMA 20200000176; SCB SIA-F245 |
| IG | FCA 195355 (CFDs) | BaFin (IG Europe GmbH) | IG Australia Pty Ltd | DFSA F001780; BMA (Bermuda) |
| CMC Markets | FCA 173730 | BaFin | ASIC | MAS (Singapore) |
| Pepperstone | FCA 684312 | CySEC (Pepperstone EU Ltd) | ASIC AFSL 414530 | DFSA F004356; SCB SIA-F217 |
| Plus500 | FCA 509909 | CySEC 250/14 | ASIC AFSL 417727 | DFSA F005651; MAS; SCB SIA-F250 |
Check the licence number in the website footer against the regulator’s own register before you deposit. The best CFD broker with license details you can verify names the company, the regulator and the number together, as Capital.com does on every regional footer. Then confirm which company will open your account; a Hong Kong resident, for instance, joins Capital.com’s Bahamas entity. IC Markets shows why this matters: its global site is run from the Seychelles, offers leverage up to 1:5000 and warns that losses may exceed deposits.
Compare Capital.com’s protections for your country
Capital.com shows which regulated company will hold your account before you fund it, with no commission on any CFD.
See Capital.com’s CFD accountCFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 79.75% of retail investor accounts lose money when trading CFDs with this provider (Capital Com Online Investments Ltd, licensed by the Securities Commission of The Bahamas, SIA-F245). You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Capital.com is the CFD broker we would trust first on protections, because it states segregation, negative balance protection and any compensation scheme separately for each entity. Segregation separates your cash from the firm’s, negative balance protection caps losses at your deposit, and compensation can pay out if the firm fails.
| Capital.com entity | Segregated client money | Retail negative balance protection | Compensation scheme | Retail loss figure |
|---|---|---|---|---|
| Capital Com (UK) Limited, FCA | Yes, under CASS with trustee arrangements | Yes, account topped up to zero | FSCS, up to £85,000 | 65% |
| Capital Com SV Investments, CySEC | Yes | Yes | ICF, up to €20,000 (not trading losses) | 74% |
| Capital Com Australia, ASIC | Yes | Yes, negative balance wiped out | None published (AFCA handles complaints) | Not published |
| Capital Com MENA, UAE CMA | Yes | Yes | None published | Not published |
| Capital Com Online Investments, SCB | Yes, with limits (see below) | Yes, retail only | None published | 79.75% |
None of the CFD brokers with segregated client funds in our review names the banks holding client cash, and Capital.com does not either. It says only that money sits in segregated accounts at regulated banks and is “not used in our operations”. The Bahamas terms go further: part of client money may pass to liquidity providers as margin and then stop being client money, and no interest is paid.
Most CFD brokers with negative balance protection limit it to retail clients, and Capital.com follows the same pattern. The UK entity offers none to professional clients, and Australia excludes them too. The international professional page says the protection applies by default but “may be removed on a case-by-case basis”. IG, CMC and Pepperstone also frame it as a retail safeguard.
On Capital.com, a CFD trade costs the spread plus overnight funding if you hold past 21:00 UTC, and the margin you put up depends on your entity. Take a UK client buying £4,000 of gold. At the 5% margin shown on the UK gold page, the deposit tied up is £200.
Capital.com’s international terms also set a margin close-out at 50% of the initial margin, so positions can be closed before the account is empty. These were its displayed spreads at the last close.
| Market | Spread shown | GSL premium (charged only if triggered) |
|---|---|---|
| EUR/USD | 0.7 pips | 0.01% |
| GBP/USD | 1.3 pips | 0.01% |
| Gold (spot) | 0.5 | 0.03% |
| US 500 | 0.6 | 0.02% |
| US Tech 100 | 1.8 | 0.02% |
| Bitcoin | 50 | 0.25% |
| Apple | 0.36 | 0.5% |
| Tesla | 0.4 | 0.5% |
Open a CFD account with Capital.com
Retail negative balance protection on every entity, guaranteed stops on its own platforms, and no commission on trades.
Open a Capital.com accountCFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 79.75% of retail investor accounts lose money when trading CFDs with this provider (Capital Com Online Investments Ltd, licensed by the Securities Commission of The Bahamas, SIA-F245). You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Important information. This article is general information and editorial opinion published by Economies.com on 25 October 2026. It is not investment advice or a personal recommendation and does not take account of your objectives, financial situation or needs. CFDs and spread bets are complex instruments and come with a high risk of losing money rapidly due to leverage. Capital.com’s international entity, Capital Com Online Investments Ltd (SCB, SIA-F245), states that 79.75% of retail investor accounts lose money when trading CFDs with it; Capital Com (UK) Limited (FCA 793714) states 65% for spread bets and CFDs. Capital.com is not available in some countries, including the United States, Singapore, Canada, Belgium, India and Japan. Capital.com figures were taken from its own regional sites and help centres on 25 October 2026; competitor figures are from those firms’ own sites on the same date. Spreads, fees and leverage change; check the provider’s site before you trade. Past performance is not a reliable indicator of future results.
The best CFD brokers in 2026, in our review, are Capital.com, IG, CMC Markets and Pepperstone, in that order. We ranked them on the protections a leveraged account needs first, then on costs and platforms. A CFD is a contract with the broker itself, so the strength of that counterparty matters more than any feature list. Our #1 pick1. Capital.com: the best CFD broker overall Capital.com wins because its safeguards are documented entity by entity and its pricing is simple. You see the spread, margin rate, overnight funding and guaranteed-stop premium on each market page before you place a trade. Best for: retail traders who want a regulated CFD account with costs and protections set out before they trade. 2. IG: the deepest market list among UK CFD providers IG takes second place on breadth and history. Its UK CFD page lists 16,000+ markets, and its own platform runs beside ProRealTime, L2 Dealer, MT4, MT5 and TradingView. Best for: experienced traders who need niche markets or Level 2 tools. 3. CMC Markets: the most markets and refundable guaranteed stops CMC lists 21,000+ instruments, more than anyone else in this review. It refunds the guaranteed-stop premium in full if the stop
Capital.com is the best broker for CFD trading from a single account, in our view, since one login covers shares, indices, commodities and forex. Outside the UK it adds crypto. Its homepage counts 4,500+ share CFDs, 120+ currency pairs, 65+ commodities and 35+ indices. IG and CMC list more markets, though CMC’s separate MT4 account covers only forex, indices and commodities.
Capital.com’s own web platform is the best of the CFD trading platforms we tested for retail risk control. Guaranteed stops, trailing stops and margin details all sit on the same deal ticket. What matters is seeing your exposure and limiting it.
In our review the best online CFD trading platform is Capital.com’s browser platform. It offers 100+ technical indicators, five chart formats and on-chart execution, with price alerts set before entry and stops or take-profits added at any point.
The platform decides which safety tools you can actually use, so it shapes your best CFD platform choice more than charts do. At Capital.com, guaranteed stops work on the web platform and app but not on MetaTrader; its international terms state that “MT4 and MT5 trading platforms do not offer GSL”.
For most retail traders, the broker’s own platform is the best platform for CFD trading, and MetaTrader suits those running automated strategies. Capital.com supports both on one account, though Pepperstone adds cTrader, which Capital.com lacks.
Capital.com, IG, CMC Markets and Pepperstone are the best regulated CFD brokers in our review, because each runs an FCA-authorised UK company alongside licences elsewhere. Capital.com adds CySEC, ASIC, the UAE Capital Market Authority and the Securities Commission of The Bahamas. What protects you is the licence on your own account.
Check the licence number in the website footer against the regulator’s own register before you deposit. The best CFD broker with license details you can verify names the company, the regulator and the number together, as Capital.com does on every regional footer. Then confirm which company will open your account; a Hong Kong resident, for instance, joins Capital.com’s Bahamas entity. IC Markets shows why this matters: its global site is run from the Seychelles, offers leverage up to 1:5000 and warns that losses may exceed deposits. Compare Capital.com’s protections for your country Capital.com shows which regulated company will hold your account before you fund it, with no commission on any CFD. CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 79.75% of retail investor accounts lose money when trading CFDs with this provider (Capital Com Online Investments Ltd, licensed by the Securities Commission of The Bahamas, SIA-F245). You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Capital.com is the CFD broker we would trust first on protections, because it states segregation, negative balance protection and any compensation scheme separately for each entity. Segregation separates your cash from the firm’s, negative balance protection caps losses at your deposit, and compensation can pay out if the firm fails.
None of the CFD brokers with segregated client funds in our review names the banks holding client cash, and Capital.com does not either. It says only that money sits in segregated accounts at regulated banks and is “not used in our operations”. The Bahamas terms go further: part of client money may pass to liquidity providers as margin and then stop being client money, and no interest is paid.
Most CFD brokers with negative balance protection limit it to retail clients, and Capital.com follows the same pattern. The UK entity offers none to professional clients, and Australia excludes them too. The international professional page says the protection applies by default but “may be removed on a case-by-case basis”. IG, CMC and Pepperstone also frame it as a retail safeguard.
On Capital.com, a CFD trade costs the spread plus overnight funding if you hold past 21:00 UTC, and the margin you put up depends on your entity. Take a UK client buying £4,000 of gold. At the 5% margin shown on the UK gold page, the deposit tied up is £200. Capital.com’s international terms also set a margin close-out at 50% of the initial margin, so positions can be closed before the account is empty. These were its displayed spreads at the last close.
Capital.com acts as principal: its order execution policy says it “is the sole execution venue” for clients’ CFD orders. That means it takes the other side of your trade, which is normal for CFD brokers. The policy adds that it monitors the symmetry of slippage and may decline an order or offer a new price.
Each regulated company publishes its own figure. The UK entity reports 65%, the Cyprus SV entity 74%, Capital Com Group Ltd a range of 74–89%, and the Bahamas entity 79.75%. The Australian and UAE entities publish no percentage.
No. The FSCS can compensate for a shortfall in client money, up to £85,000, if the firm fails. It does not repay money lost on trades. Capital.com says the same of Cyprus’s ICF: it “doesn’t cover trading losses”.